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MoneyLion Coupon & Promo Codes

Active MoneyLion coupon codes

FREE

Get a free gift when you sign up and download the app at moneylion.com using the referral code.

FREE

Receive a free gift with select items for new customers only at MoneyLion. Sign up today to claim yours.

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FREE

Receive a free gift when you sign up at moneylion.com and use the special referral code provided.

FREE

Claim free gift multiple benefits when you download the app at moneylion.com and complete your user registration.

%OFF

Unlock savings and investment opportunities at moneylion.com with this special referral code found in the link.

%OFF

Unlock savings and investment opportunities at moneylion.com with this special referral code found in the link.

FREE

Receive a free gift with select items for new customers only at MoneyLion. Sign up today to claim yours.

$10

Get $10 off storewide at moneylion.com when using the store card, with a maximum order of five items.

FREE

Receive a free gift when you sign up at moneylion.com and use the special referral code provided.

FREE

Get a free gift when signing up using the MoneyLion app. Use the referral code in the link.

%OFF

Get this special offer when you sign up at moneylion.com and use the referral code found in the link.

$55

Get $55 off storewide at MoneyLion for new customers only. Use this special offer to save now.

$55

Get $55 off storewide at MoneyLion for new customers only. Use this special offer to save now.

FREE

Receive a free gift with select items at MoneyLion. Use the referral code in the link to claim.

FREE

Receive a free gift when you sign up at MoneyLion. Use the referral code in the link to claim.

FREE

Get a free gift of up to 50 when you download the app and register at moneylion.com today.

FREE

Claim a free gift bonus invitation when you download the app at moneylion.com and complete your registration.

FREE

Claim a free gift bonus invitation when you download the app at moneylion.com and complete your registration.

%OFF

Unlock savings and investment opportunities at moneylion.com with this special referral code found in the link.

FREE

Get a free gift storewide at MoneyLion when you use the referral code in the link. Shop now.

About MoneyLion & Latest Deals

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Financial memberships, spending accounts and app-based cash rewards.

Savings opportunities available through MoneyLion coupon codes

MoneyLion offers financial memberships and app-based cash rewards. MoneyLion One costs $9.99 a month, with a $0 membership fee when eligible direct deposits meet the required $500 threshold. A 30-day free trial gives eligible buyers another route to try the membership before monthly charges begin. Credit Builder Plus members can earn up to $19.99 cashback each month through qualifying credit-building activities to help cover membership costs. Cashback promotions also award Rewards Points after activation and a qualifying purchase. These routes have different eligibility requirements: a membership fee waiver, a trial and earned rewards each follow their own conditions.

Eligible products and services

Service categories frequently on promotion

MoneyLion One and Credit Builder Plus have separate membership pricing. The One membership is billed monthly; Credit Builder Plus is $19.99 a month and links cashback earnings to qualifying credit-building activities. Promotional pricing and trials can depend on account history, including previous membership. Membership eligibility can also depend on account status or activity, and enrolling in another membership may require replacing an existing one. Cashback promotions have their own qualifying actions, products and payment restrictions. The reward amount follows the selected promotion rather than applying the same reduction across every MoneyLion service.

Services usually excluded from promo codes

MoneyLion cashback promotions can restrict products, categories and payment methods. Those restrictions appear in the Cashback Offer Details Page in the app, and merchant exclusions can reduce or cancel pending rewards. Rewards Points cannot be combined with other discounts, special rates or reward programs without specific authorization. Separate service charges also matter when evaluating membership savings. MoneyLion One's investing benefit remains subject to other transaction fees, costs and conditions. Out-of-network ATM withdrawal fees still apply, while the foreign transaction fee reimbursement requires the membership to be active and in good standing when the charge occurs.

Factors influencing the final discount value

Impact of billing cycle on promotional price

MoneyLion One uses monthly billing, with a membership fee waiver tied to eligible deposits measured across rolling periods. The membership is $9.99 a month after the 30-day free trial unless qualifying direct deposits support the $0 monthly fee. Keeping that fee requires at least $500 in eligible deposits during each rolling 30-day period. Falling below the requirement can affect membership pricing and benefits from the next billing cycle. Deposit changes can take one pay cycle to affect billing. Membership renews automatically until cancelled, and MoneyLion permits cancellation anytime in the app.

Promo codes vs. automatically applied offers

MoneyLion distinguishes membership incentives from cashback promotions earned through the app. Account signup automatically enrolls users in the Rewards Program, but a cashback promotion requires activation and a qualifying purchase through the session opened from MoneyLion. A promotion's requirements, duration and expiration accompany the qualifying action and appear in the Missions tab. Promotional pricing and free trials can vary between users and can be unavailable to previous or existing members. Rewards Points have a separate combining rule: adding them to another discount, special rate or reward program requires MoneyLion's specific authorization.

Accessing active codes for MoneyLion

MoneyLion cashback promotions begin in the app's Rewards tab. Select Cashback Offers, choose the promotion and tap Activate now before shopping in the window or app that opens. Qualifying purchases must use that session and meet the selected promotion's product, category and payment conditions. Pending points appear in the account before finalization. The MoneyLion One membership options include the buttons Start your membership and Start your free trial, alongside the Join MoneyLion One invitation. MoneyLion discloses applicable fees, billing terms and cancellation policies before enrollment; account access requires signing in. Scroll up for the current MoneyLion offers.

How to use MoneyLion Discount Codes?

  1. 1
    Choose a couponGrab the MoneyLion offer that works best for you. It's listed above.
  2. 2
    Reveal the codeHit "Get Code" or "Get Deal" depending on the offer type. Popup opens. Click the copy icon inside—code goes to your clipboard.
  3. 3
    Apply at checkoutNow head over to MoneyLion's site. Pick your MoneyLion Spend plan. Checkout page has a "Promo Code" field. Paste what you copied there.
Simulator showing where to paste the promo code at checkout

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MoneyLion Discount FAQs

MoneyLion One offers a 30-day free trial, followed by a $9.99 monthly membership unless you cancel or qualify for deposit-based pricing. The trial gives access to the membership benefits during that introductory period. MoneyLion can limit trial eligibility based on account history, including a previous or existing membership. Enrollment presents applicable fees, billing terms and cancellation policies before you join. The membership continues through automatic renewal until cancellation, which is available anytime in the app. Eligible direct deposits can instead support a $0 monthly membership fee under the deposit requirement. The membership options include Start your free trial for the introductory trial.

MoneyLion One's $0 monthly membership fee requires at least $500 in eligible direct deposits into MoneyLion Spend during the previous 30 days. The qualifying balance is measured through a rolling deposit period rather than a single deposit made when you enroll. Maintaining the required eligible deposits preserves both the monthly fee waiver and associated membership benefits. If the requirement is missed, membership pricing and features can change starting with the following billing cycle. A deposit change can take one pay cycle to appear in monthly billing. The monthly Account Fee reimbursement also depends on your membership being active and in good standing when that fee is charged.

MoneyLion One can remove deposit-based membership pricing and benefits from the next billing cycle if qualifying deposits fall below the required threshold. The membership fee is $9.99 monthly when the conditions for the $0 fee are not met. MoneyLion measures at least $500 in eligible direct deposits over each rolling 30-day period, so continued eligibility depends on recurring deposits. Changes to deposits can take one pay cycle to affect the billed membership amount. Automatic renewal continues until the membership is cancelled. Cancellation is available anytime through the app. Membership in good standing is also required for the monthly Account Fee reimbursement when a fee is charged.

MoneyLion promotional membership pricing can vary by user, and some incentives can exclude people with prior or existing memberships. Account history therefore affects whether an introductory promotion or free trial is available during enrollment. Eligibility for a particular membership can also depend on account status, activity or other criteria. Joining a different membership can require cancellation or replacement of the one already held. Applicable membership fees, billing arrangements and cancellation policies are disclosed before enrollment and governed by the membership's additional terms. A cashback promotion has separate qualifying requirements, with its duration and expiration attached to the qualifying action and shown in the Missions tab.

MoneyLion Rewards Points can be combined with other discounts, special rates or reward programs only when MoneyLion specifically authorizes it. Earning points through a cashback promotion also requires meeting that promotion's own product, category and payment conditions. Activation comes before the purchase, and the transaction must occur through the session initiated in the MoneyLion app. The Cashback Offer Details Page contains the applicable exclusions and limitations. Rewards are recorded as points and are redeemed separately through the Rewards tab and the displayed points balance. Redemption requires an eligible receiving account in good standing. The program's combining restriction applies even when another discount or reward program is available.

Activate a MoneyLion cashback promotion in the app under Rewards, then Cashback Offers, using the Activate now button. Activation opens a shopping window or app for the qualifying purchase. The transaction must take place through that opened session; the described MoneyLion Spend route also requires payment from the Spend account. Each promotion can have restrictions on products, categories and payment methods, displayed on its Cashback Offer Details Page. Earned Rewards Points initially appear as pending, with finalization subject to the promotion's eligibility and purchase outcome. A return or cancellation can change the pending amount. Shopping through the session opened by activation is a required step for earning the promotional reward.

A returned, cancelled, exchanged or partially refunded purchase can reduce, adjust or cancel pending MoneyLion cashback Rewards Points. Cashback promotions award points after activation and a qualifying transaction, with the purchase assessed against the promotion's conditions. Those points first appear as pending and may take up to 75 days to finalize. During that period, merchant exclusions or changes to the tracked purchase amount can also affect the final reward. Refund-related reward eligibility follows the selected promotion's product, category and payment restrictions. Points already redeemed follow a separate rule: redemptions are final, and MoneyLion does not refund or return redeemed Rewards Points.

Redeem MoneyLion promotional Rewards Points by opening the Rewards tab, selecting your points balance and following the redemption steps. Redemption starts at a minimum of 100 Rewards Points, equivalent to $1.00; each point represents $0.01. Eligible redemption destinations include a MoneyLion Spend deposit account and an Investment Account. The receiving account must be in good standing, and membership payments must be current for deposit-account cash credits. Rewards participation and earning carry no direct program fee, but account administrative fees can apply when opening an account for redemption. Once a redemption is made, it is final and the redeemed points cannot be refunded or returned.

MoneyLion cashback promotional points appear as pending before finalization, which may take up to 75 days after a qualifying purchase. Eligibility depends on activating the promotion and completing the transaction through the app-initiated shopping session. Product, category and payment restrictions must also be satisfied. Merchant exclusions, an adjusted tracked transaction amount, a return or a cancellation can reduce or cancel the pending reward. The app's Cashback Offer Details Page contains the conditions for that specific promotion. MoneyLion Customer Care can assist when points you believe were validly earned have not posted. Rewards eligibility also requires an active MoneyLion account in good standing and the MoneyLion app.

MoneyLion cashback promotions can exclude purchases through restrictions on products, categories or payment methods set for the individual promotion. The Cashback Offer Details Page in the app displays its exclusions and limitations. A qualifying purchase requires activation first, followed by shopping directly with the participating merchant in the session initiated through MoneyLion. Merchant exclusions can affect the pending reward after the transaction, alongside changes to the final tracked purchase amount. Returned, exchanged, cancelled or partially refunded purchases can also reduce the points earned. The selected promotion's restrictions determine whether a purchase qualifies, and the applicable cashback partner and merchant make the final eligibility decision.