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myFICO Coupon & Promo Codes

Top myFICO Coupon Codes for October 2026

20%
OFF

Apply this myFICO promo code to instantly save 20% on 3 FICO Scores and credit reports, now priced at $47.85.

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20%
OFF

Use the myFICO coupon code to get an instant 20% off FICO Scores & Reports.

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20%
OFF

Apply this myFICO coupon code to save 20% on 3 Fico Scores & Reports, now only $47.85.

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20%
OFF

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20%
OFF

Use the myFICO coupon code to get 20% off 3 FICO Scores & Reports, now $47.85, before midnight PST expires.

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20%
OFF

Instantly apply this myFICO promo code to save 20% on 3 FICO Scores and credit reports, now only $47.85.

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20%
OFF

Get 20% off your myFICO purchase of 3 FICO Scores and credit reports, now $47.85, before midnight PST expires.

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20%
OFF

Use this code at checkout for 20% off the 3 FICO Scores, now only $47.85, before midnight PST expires.

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20%
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20%
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$50

Unlock a significant $50 discount on your next myFICO order, making the FICO Score Watch now only $99.95 for one year.

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20%
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20%
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$50

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$4

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30%
OFF

Save 30% on three FICO Scores and credit reports when you use this amazing myFICO discount code.

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20%
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Save 20% on FICO Score & Reports with this limited-time offer from myFICO, valid until midnight CST.

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20%
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20%
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About myFICO & Latest Deals

Service Highlights

Best For
Credit Consumers
Support
Phone, Email
Guarantee
Free Plan Available
Feature
Three-Bureau FICO Scores

Coupon Insights

Best Discount
UP TO 30%
Avg. Savings
21%
Active Offers
20
Verified
0

FICO scores, credit reports and monitoring plans.

Savings opportunities available through myFICO coupon codes

myFICO sells FICO scores, credit reports and monitoring; the offers on this page help you pay less. Start with the Free plan if an Equifax FICO Score 8 is enough. For paid access, myFICO currently lists Basic at $19.95, Advanced at $29.95 and Premier at $39.95 per month.

Eligible products and services

Service categories frequently on promotion

The Basic first-month deal is the standout. myFICO advertises $4.95 for month one instead of $19.95, then $19.95 monthly. Basic covers Experian; Advanced adds three-bureau coverage with reports every three months, while Premier updates all three every month.

Services usually excluded from promo codes

That 75% introductory discount is for Basic's first month only. It does not turn the $29.95 Advanced or $39.95 Premier plans into $4.95 plans. The Free plan has no mortgage or auto score versions, and a one-time credit report is a separate purchase.

Factors influencing the final discount value

Impact of billing cycle on promotional price

Monthly is the price shown for myFICO's current paid plans. Basic renews at $19.95, Advanced at $29.95 and Premier at $39.95 per month unless cancelled. There is no annual price displayed alongside these plans, so choose by bureau coverage and report frequency rather than assuming a longer-term discount.

Promo codes vs. automatically applied offers

myFICO's Basic landing page already displays the $4.95 first-month offer. Follow that offer's purchase path and look for the introductory price before placing the order. After month one, its stated recurring charge is $19.95 per month; the Free plan stays at $0 and needs no credit card.

Accessing active codes for myFICO

Choose a myFICO offer that matches Basic, Advanced, Premier or a one-time report. The advertised Basic first-month discount applies to Basic and then renews at $19.95 monthly. A one-time report starts at $19.95 and remains viewable for 30 days after activation. Scroll up for the current myFICO offers.

How to use myFICO Discount Codes?

  1. 1
    Choose a couponGrab the myFICO offer that works best for you. It's listed above.
  2. 2
    Reveal the codeHit "Get Code" or "Get Deal" depending on the offer type. Popup opens. Click the copy icon inside—code goes to your clipboard.
  3. 3
    Apply at checkoutNow head over to myFICO's site. Pick your FICO Scores plan. Checkout page has a "Promo Code" field. Paste what you copied there.
Simulator showing where to paste the promo code at checkout
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myFICO Discount FAQs

$4.95 for month one on myFICO's advertised Basic offer, as of October 2026. That is 75% off its normal $19.95 monthly price. The next month renews at $19.95 unless you cancel.
Start from the Basic offer linked on this page. myFICO's advertised first-month price is $4.95 on its offer page, so look for that amount in the purchase flow. If the price remains $19.95, that purchase path has not applied the advertised introductory deal.
The advertised 75% first-month deal names Basic. Advanced is listed at $29.95 per month and Premier at $39.95 per month. Pick Basic for that introductory price; choose a three-bureau plan if its extra coverage is what you need.
No. myFICO calls it a one-time first-month discount. Basic renews monthly at $19.95 after the $4.95 introduction, unless you cancel.
myFICO's current plan page lists monthly prices: $19.95 for Basic, $29.95 for Advanced and $39.95 for Premier. It does not display an annual discount for those plans. If monthly billing suits you, pay for the bureau coverage you actually need.
myFICO lists one-time reports separately from its monthly plans. One bureau costs $19.95; three bureaus cost $59.85. Each report is viewable for 30 days after activation and must be activated within 12 months of purchase.
Possibly. myFICO's displayed prices exclude state and local sales taxes. If tax is due where you live, it is added to the sale price.
No. The $4.95 Basic offer says refunds are unavailable. myFICO's current monthly plan page also says you can cancel anytime but receive no refund. Cancel before the next renewal to stop the following charge.
Cancel through myFICO's Subscriptions page, the app's Subscription screen, or customer service. Do it before the current period ends. Otherwise the subscription renews at the then-current price.
No card is required for myFICO Free, which renews at $0 per month and includes an Equifax FICO Score 8. Paid orders use a credit or debit card under myFICO's customer agreement. Free does not include the mortgage and auto score versions offered with paid plans.